ESTO consumer loan

Need extra money for bigger purchases?
Check out ESTO Small Loan!

• Apply online in just 1 minute
• Fast loan decision
• Simple contract signing

Enjoy long-awaited holidays, get the latest MacBook for work, or just have extra money for unexpected expenses – ESTO Small Loan allows you to borrow up to €1000.

       Loan amount: €500 - €10,000 

       Loan term: 3 - 48 months

       Loan purpose: any

       Special conditions: €0 contract fee 

The loan decision is individual and depends on the chosen loan amount, contract duration, and your creditworthiness. All actions related to obtaining and repaying the loan can be done digitally, whether submitting an application, changing the loan term, or making early repayment.

According to the repayment schedule, all your monthly installments are equal and fixed for the entire chosen loan period. In the ESTO self-service portal, you can easily manage your contracts and repayments as soon as you become a client.

Submit a loan application
Choose a loan and submit your application. Filling out the application takes just one minute, and no contract signing is required.

Sign the contract
Your application will be reviewed, and a decision made in real time. Review the terms and sign with a single click.

Receive the funds
The money will be transferred to your chosen bank account within one business day after signing the contract.

Before signing the contract, carefully read the proposed terms and, if needed, consult an ESTO employee or another specialist. For example, if you borrow €500, the annual percentage rate for the ESTO Small Loan will be 25.48%, fixed interest rate – 8.90% per year, contract fee – €7.90, monthly administration fee – €1.90, total loan amount and installments – €844.20 (assuming the loan is repaid over 60 months in equal monthly installments of €14.07). Terms may vary depending on the chosen amount, contract term, or credit assessment results. 

What is ESTO?
ESTO is a financial services company founded in 2016. The company was created to meet the need for payment solutions suitable for both end consumers and merchants. Today, ESTO offers various payment solutions in the Baltic States, cooperating with over 2,000 partners and stores, and has built a network of more than 200,000 client partners. Terms and conditions can be found here: esto.eu/lt. If you need assistance, contact an ESTO employee at info@esto.lt or via the online chat at https://esto.eu/lt/pagalba 

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